Five Signs You Should Quit Your Job and Live Your Dreams

“Just do it. Don’t let your dreams be dreams.” Whatever Shia Labeouf intended by his 30-minute performance art, these two phrases are the most oft memed and gifed. He screams “JUST DO IT!” and softly speaks the next phrase. It’s jarring and at the same time uplifting. Dreamers get a pedestal in our society only if they don’t keep their dreams to themselves. A dream ceases to be a dream once it becomes reality. Are you converting your dreams to reality or are you biding your time? Would you rather be Mr. Anderson in a cubicle or Neo following the white rabbit? And how do you know the difference between the two? Today I’m going to free your mind. By the time you finish this article, you will know whether you should continue in your current job or quit and make the dream a reality. 1. You’re Bored to Death […]

Read more

Prepare Now or Perish: 5 Fascinating Jobs of the Future

During the late 19th and early 20th centuries, the buggy industry went through a crisis. A new invention was about to take the jobs of hundreds of thousands of craftsmen and parts manufacturers. And the horse breeding industry was about to take a hit as well. It was the end of the Industrial Revolution. Machines continually replaced both skilled and unskilled laborers. The car was about to do it again. Protests happened, but the juggernaut could not be stopped. While it took 50 years to completely displace the horse and buggy, it happened. But the advent of the car created a whole slew of new jobs from mechanics to body repairmen to car electricians. We’re in the midst of a similar revolution. Automation is disassembling jobs. Even writers could find themselves out of a job someday because of AI and machine learning. But with such change comes new things. New […]

Read more

4 Practical Tips for Building Up Your Savings to Launch Your Small Business

These everyday fixes can supercharge your stash and help you reach your goal. May 1, 2018 6 min read Since 1980, we’ve traded the Walkman for streaming apps, the floppy disk for cloud storage, and M*A*S*H for NCIS. Another key shift? Between 1980 and 2017, the U.S. personal saving rate dropped from 12.9 percent to just 2.4 percent. If you’ve seen a steep decline in your own savings, you’re not alone. Almost half of small-business owners say cash flow concerns keep them up at night, according to a recent Square report. But if you’re looking to launch your own business — or build up funds for another significant goal — here are four actionable tips for amping up savings. 1. Figure out where your money is going — and where you can cut back. The first step to shoring up more money for your goal: figuring out exactly where your […]

Read more

How to Make Money on YouTube in 5 Easy Steps

YouTube is a completely different place than it was only a few years ago. Back in the heyday of YouTube, even the smallest YouTuber could make a little bit of side cash. Now, it’s harder than ever to make money directly from YouTube. Why? Because YouTube decided to fight for justice. Well…sorta. For a while, YouTube has struggled with fake accounts, troll accounts, and upset advertisers. The only way to clean up the riff-raff was to raise the bar for entry. Previously, the only requirement for a channel to remain an active partner was 10k lifetime views. That’s it. Now, you must have a total watch time of 4k hours in 12 months and a minimum of 1k subscribers. In essence, to make money directly from YouTube ads, you have to work a little longer and gain a decent audience. But in the interim, there are a few things you can […]

Read more

5 Great Ideas for Making Money with Bitcoin

Unless you’ve been living under a rock lately, then you have likely heard about Bitcoin and how a lot of people have made big bucks off it. And I mean big, with some people turning a couple hundred dollars invested a few years ago into hundreds of thousands recently. Not a bad return, right? So, you are probably wondering how you can do the same thing? Well, you might have heard people saying that the only way to make money with bitcoin is to get in early. As it happens, those people are both right and wrong – but luckily, they are mostly wrong. What people mean when they say this is that it’s too late now to invest in bitcoin at a shockingly low sum – say, like, just pennies or a few dollars. However, that doesn’t mean you’re out of options for earning money with bitcoin, even if […]

Read more

What ‘The Big Short’ Can Teach You About Money

Ten years after the 2008 financial crisis, we’re still picking up the pieces. Historians will continue to pick apart the 2008 financial crisis for many years to come and new facts will come to light. But for the most part, we already know the basics of what happened. It’s just that most of us don’t have a doctorate in Economics. Understanding what happened outside of “people lost their homes and everything generally sucked for a while” is difficult for laymen. One recent film tried to help normal folks like me understand what went down behind the big bank curtain on Wall Street. The Big Short (2015) is a film based on a book of the same name by Micheal Lewis. The film takes the concepts laid out in the non-fiction title and tries to make them palatable and easily understood. While the film writers do generalize and skew a few […]

Read more

How Will You Know When You’ve Reached Financial Success?

This was a post I wrote over two years ago, but I think it’s important to highlight again because it asks a question all of us entrepreneurs should be asking often: “How will you know when you’ve reached financial success?” My answer two years ago was different than my answer today, as it should be. My goals have changed over time. As we grow in our business and level up in our financial life, this change is inevitable—and should be welcomed with open arms! For me, many of goals from two years ago have been met already. So, I created a new definition for financial success: Now that I’ve achieved much of the financial success that I had hoped for and more, such as being able to happily say that I’ve donated more than six figures to charities and organizations that I love and believe in, my new definition of […]

Read more

How Millennials Manage Their Money

Millennials are better with money than their reputation might lead you to believe. March 2, 2018 4 min read This story originally appeared on Due It seems you can’t go a week without finding a new article about a new industry millennials are killing. But while they may not be fans of paper napkins or bar soap, they are actually better with their money than their reputation might lead you to believe. It turns out that millennials are not ignoring their money, their retirement or their financial future. Instead, they are very focused on money, but also cautious and conservative with their hard earned dollars. Read on to learn how millennials are a generation of financial rock stars, and what they are doing right when it comes to their personal finances. They are getting ready for retirement As millennials’ baby boomer parents approach retirement, America is up for a big wake up call on […]

Read more

Here’s How Much Money You Have to Make to Be Satisfied and Happy

It’s only a fraction of the millions you dream about. February 22, 2018 2 min read How many times have you thought, If I just made $5,000 or $10,000 more per year, then I’d be happy? Turns out, a marginal raise like this might be the key to feeling satisfied and happy for some. Psychology researchers from Purdue University and the University of Virginia crunched Gallup World Poll data and found that people reach peak life satisfaction when they earn $95,000 a year. The researchers determined this by examining self-reported income and life satisfaction data from 1.7 million people across 164 countries. However, satisfaction is different from emotional well-being. If you’re satisfied, all of your needs have been met, but more money might bring more problems. Individual earnings of more than $95,000 a year are correlated with lower life satisfaction. Once people pass that income threshold, most are able to […]

Read more

How to Protect Your Money from Getting Eaten by Health-Care Costs #FinancialFreedom

Here’s a nuts-and-bolts plan for protecting your savings from high health-care costs. February 21, 2018 6 min read Opinions expressed by Entrepreneur contributors are their own. The following excerpt is from Mark J. Kohler and Randall A. Luebke’s book The Business Owner’s Guide to Financial Freedom. Buy it now from Amazon | Barnes & Noble | iTunes | IndieBound The cost of health-care related expenses, from insurance to prescription drugs to out-of-pocket copays, is out of control and can eat up our wealth as fast as we make it. Fortunately, there are some things we can do to prepare and insure ourselves against catastrophic health-care costs during our lives. Following are three bedrock strategies to writing off all your health care. Health Savings Account (HSA) The Health Savings Account is one of the most powerful pieces of a well-designed health-care strategy. It includes saving money, saving taxes, building a tax-free […]

Read more

Here's What You Should Be Paying Your Team, Based on Where You Are

Recent data looks at the salaries of different roles across the country. source_link Related posts: The Future of Work Relies on Your Developing These 5 Team Skills Here’s How to Level up Your Marketing Team (Without Blowing Your Budget) 4 Ways to Automate Your Sales Team’s Pipeline Life in the Cloud: Resources for a Remote Based Workflow Flipping a WordPress Based Site from http to https 3 Content Marketing Myths and Their Reality-Based Solutions SPI 238: How Marco Schwartz Built a Business Based on the Internet of Things Blockchain Based Social Networking Can Learn From Estonian Healthcare

Read more

Can You Really Start Your Own Bank or Credit Union?

I don’t ever go to my bank’s actual location unless something drastic happens. I suspect this is true for many people today. With the advent of online banking systems, we do almost every financial thing with our mobile banking apps. Which begs the question. Why have physical locations at all? Of course, a bank is more than a money depository. You have to consider mortgages and other forms of banking. But for most transactions, a physical location is not necessary. Enter the virtual bank. The first virtual bank came into existence in 1995. It wasn’t very successful during its three years, but it proved that a virtual bank was possible. Today, virtual banks abound. And it’s entirely possible to create your own. Let’s look at how that’s possible as an entrepreneur. 1. Why Are Virtual Banks So Great? The best part of virtual banks is convenience. You don’t have to […]

Read more

Getting into the crypto currency

Getting into the crypto currency Jeremy Schoemaker December 20, 2017 So I came to cryptocurrencies pretty ignorant. Made an account on coinbase and bought the limit of my bank deposit ($7500) worth of Bitcoin. I bought the next week the same. It was around $10,000 per bitcoin. Since then it got up to 20k and as of today its fallen to 17k. But I have also been buying other cryptocurrencies and will be reviewing them as I discover more. About The Author Jeremy Schoemaker Jeremy “ShoeMoney” Schoemaker is the founder & CEO of ShoeMoney Media Group, and to date has sold 6 companies and done over 10 million in affiliate revenue. In 2013 Jeremy released his #1 International Best selling Autobiography titled “Nothing’s Changed But My Change” – The ShoeMoney Story. You can read more about Jeremy on his wikipedia page here. source_link Related posts: What You Can Learn from […]

Read more

Why Life Insurance Has to Be Part of Your Wealth-Building Plan #FinancialFreedom

The following excerpt is from Mark J. Kohler and Randall A. Luebke’s book The Business Owner’s Guide to Financial Freedom. Buy it now from Amazon | Barnes & Noble | iTunes | IndieBound Every day, life insurance companies pay death benefits to the beneficiaries of their policies, providing them with needed and certainly welcome funds. In essence, life insurance provides leverage: You pay a relatively small amount of money to the insurance company in the form of a “premium,” and the insurance company will provide a guaranteed payout of a relatively large amount of money upon the death of the insured. While there are thousands of different life insurance plans available, they all fall into two categories: term and permanent insurance. Term, as the name implies, provides a benefit for a fixed period of time; 10 years, 20 years, and so on. Permanent insurance is in place for life. Term […]

Read more